Wildfire season has become an important concern for homeowners throughout Montana. While every year is different, taking proactive steps before wildfire season arrives can help protect your home, property, and family.
Create Defensible Space Around Your Home
One of the most effective ways to reduce wildfire risk is by creating defensible space around structures.
Consider:
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- Removing dead vegetation
- Trimming tree branches
- Clearing debris from gutters
- Keeping grass maintained
- Storing firewood away from buildings
These efforts may help slow the spread of fire and improve access for emergency responders.
Review Your Home’s Exterior
Certain building materials may be more resistant to wildfire exposure than others.
Inspect:
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- Roofing materials
- Siding
- Decks
- Fencing
- Vents
Routine maintenance can help reduce vulnerabilities before fire season begins.
Document Your Property
Take photos or videos of your home and personal belongings. Keeping an updated inventory can be valuable if you ever need to file a claim after a covered loss.
Store important documents and records in a secure location or digital format.
Understand Your Insurance Coverage
Wildfire events can create significant property damage. Reviewing your homeowners insurance policy before the season begins can help you better understand:
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- Coverage limits
- Deductibles
- Personal property coverage
- Additional structures coverage
- Temporary living expense coverage
Questions are easier to address before an emergency occurs.
Prepare an Emergency Plan
Develop a family evacuation plan and identify multiple routes out of your area. Keep emergency supplies readily available and stay informed about local fire conditions.
Stay Vigilant Throughout the Season
Wildfire conditions can change quickly due to weather, drought, and wind. Monitoring local alerts and maintaining your property throughout the summer can help reduce risk.
Preparing for wildfire season isn’t about predicting the future—it’s about taking practical steps today that can help protect what matters most.